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Cash ISA Notice 90 (Issue 10)

Benefits to you

  • Competitive rate of 1.30% tax-free/AER
  • Low minimum investment of £100
  • Unlimited withdrawals (subject to 90 days' notice)
  • Additions at any time (subject to HM Revenue & Customs limits)
  • ​Transfers in from other providers accepted

SUMMARY BOX

ACCOUNT NAME

Cash ISA Notice 90 (Issue 10)

WHAT IS THE INTEREST RATE?

​Tax-Free/AER: ​1.30%      Net: N/A      Bonus: N/A

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £​1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,0​13. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened and managed online or by post. The minimum opening balance for this account is £100 with a maximum investment of £250,000.

CAN I WITHDRAW MY MONEY?

Withdrawals may be made with no loss of interest following 90 days' notice by post or online. The Society will then transfer the money to your nominated account by the  Faster Payments Service. Immediate withdrawals are not permitted.

 

ADDITIONAL INFORMATION

  • Daily interest
  • Interest paid annually on 5th April
  • This is not a flexible ISA
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 The security of your personal data is our priority, and our Privacy Notice explains how we use and store your information. Please click here to read our Privacy Notice prior to submitting an application form.

You must also be sure that you have read and understood how the account works and that it will suit your requirements. All terms and conditions can be found on our Savings Terms and Conditions page.

There are a number of HM Revenue & Customs limits regarding ISAs you should be aware of as follows:

  • For the tax year 2018/2019, the annual ISA allowance is £​20,000. This can be invested in various types of ISA. For more information regarding the new allowance, please visit http://www.hmrc.gov.uk/isa/new-isa-faq.pdf
  • You cannot pay into more than one Cash ISA in the same tax year
  • If you do not subscribe to a Cash ISA in the previous tax year but then decide to add to it for the current tax year, you will have to complete a new application form before payment can be made
  • The tax year runs from 6th April to 5th April the following year
  • The government has said that ISAs will be available indefinitely.

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