Saving Accounts Detail for Teachers

Interest Rate %	Minimum Opening Balance	Withdrawal Options	Available To	Save Up To (Maximum)
Fixed Rate Pension Account (ISSUE 1)
1.50%	£1,000	Withdrawals are not allowed within the fixed rate period	All	£500,000
SUMMARY BOX ACCOUNT NAME Fixed Rate Pension Account (Issue 1) A fixed rate account for a SIPP (Self Invested Pension Plan) or a SSAS (Small Self-Administered Scheme) WHAT IS THE INTEREST RATE? Gross: 1.50% AER: 1.50% Net: N/A Bonus: N/A CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is fixed until 16th August 2024, meaning that it cannot be changed during the fixed rate period in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions. WHAT WOULD THE ESTIMATED BALANCE BE AT THE END OF THE FIXED RATE PERIOD BASED ON A £1,000 DEPOSIT? The estimated balance at the end of the fixed rate period on a £1,000 deposit would be £1,035.22. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? For SIPP accounts, your scheme administrator will need to complete and return a pension application form together with the required documentation For SSAS accounts, you will need to complete and return a pension application form together with the required documentation The account can be opened by completing our Pension application form and sending it to us, together with a cheque made payable to ‘Teachers Building Society a/c (name of organisation)’ for a minimum sum of £1,000. The maximum holding permitted across all accounts is £1.5m exclusive of accrued interest. The account can be added to at any time up to a maximum investment of £500,000. If the balance falls below £1,000, the society reserves the right to close the account. Any additional deposits will be accepted by cheque or electronic transfer from the designated pension bank account only. SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority. Please note: A cooling off period is not available for this type of account. Please note: SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority. CAN I WITHDRAW MY MONEY? Withdrawals are not allowed within the fixed rate period and therefore ‘Clause 8’ of the Deposit Account General Terms and Conditions only applies on maturity. ADDITIONAL INFORMATION This bond matures at midnight on 13 August 2024 The interest rate is fixed until 13 August 2024 Interest on this bond will be added on 13 August 2022, 13 August 2023, and 13 August 2024. Alternatively, interest can be paid to a bank account or transferred to another account with the Society The Society will write to you prior to maturity with the options that are available. You will, of course, have the opportunity to withdraw or transfer to one of the Society’s other savings accounts at that time without charge This product may be withdrawn at any time and without notice MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Education ISA (Issue 2)
0.75%	£100	90 days' notice	Teachers	£250,000
SUMMARY BOX ACCOUNT NAME Education ISA (Issue 2) WHAT IS THE INTEREST RATE? Tax-Free/AER: 0.75% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,007.50. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? Opening your Account The minimum opening balance for this account is £100.00 with a maximum investment of £250,000.00 This account can be opened online or by post Managing your Account This account can be operated online or by phone To access our 'MyAccounts' online service please visit www.teachersbs.co.uk/my-accounts and follow the registration process CAN I WITHDRAW MY MONEY? Withdrawals and closures may be made with no loss of interest following 90 days’ notice by phone or online. Immediate withdrawals are not permitted. When you wish to make a withdrawal, you can log into your 'My Accounts' service or contact us via telephone to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service. This account is designed for people who do not need immediate access to their funds, as immediate withdrawals are not permitted. If you wish to transfer your ISA to another Teachers Building Society ISA or another provider, please contact us. ADDITIONAL INFORMATION Available to teachers (including retired teachers) and other education professionals only Daily interest Interest paid annually on 5th April Both internal and external ISA transfers in are allowed (please note: this can be withdrawn at any time) This is not a Flexible ISA This product may be withdrawn at any time and without notice MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK
Cash ISA Notice 90 (Issue 10)
0.70%	£100	90 days' notice	All	£250,000
SUMMARY BOX ACCOUNT NAME Cash ISA Notice 90 (Issue 10) WHAT IS THE INTEREST RATE? Tax-Free/AER: 0.70% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,007.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? Opening your Account The minimum opening balance for this account is £100 with a maximum investment of £250,000. This account can be opened online or by post Managing your Account This account can be operated online or by phone. To access our 'MyAccounts' online service please visit www.teachersbs.co.uk/my-accounts and follow the registration process CAN I WITHDRAW MY MONEY? Withdrawals and closures may be made with no loss of interest following 90 days’ notice by phone or online. Immediate withdrawals are not permitted. When you wish to make a withdrawal, you can log into your 'My Accounts' service or contact us via telephone to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service. This account is designed for people who do not need immediate access to their funds, as immediate withdrawals are not permitted. ADDITIONAL INFORMATION Daily interest Interest paid annually on 5th April Both internal and external ISA transfers in are allowed (please note: this can be withdrawn at any time) This is not a flexible ISA This product may be withdrawn at any time and without notice Immediate withdrawals are not permitted. MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK
Fixed Rate ISA (Issue 55)
1.75%	£1,000	Not permitted	All	£250,000
SUMMARY BOX ACCOUNT NAME Fixed Rate ISA (Issue 55) WHAT IS THE INTEREST RATE? Tax-Free/AER: 1.75% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is fixed until 16th July 2024, meaning that it cannot be changed during the fixed rate period WHAT WOULD THE ESTIMATED BALANCE BE AT THE END OF THE FIXED RATE PERIOD? The estimated balance at the end of the fixed rate period based on a £1,000 deposit would be £1,040.02. This amount is based on the assumption that all terms and conditions for the account are met. We have worked this out assuming a £1,000 deposit is made on the first day the bond is available, interest earned is added to the account and no further deposits or withdrawals are made throughout the fixed term. This projection is provided for illustrative purposes only and does not take into account your individual circumstances. HOW DO I OPEN AND MANAGE MY ACCOUNT? Opening your account The minimum opening balance for this account is £1,000 with a maximum investment of £250,000 This account can be managed online or by post. Managing your account This account can be operated online or by phone To access our 'MyAccounts' online service please visit www.teachersbs.co.uk/my-accounts and follow the registration process CAN I WITHDRAW MY MONEY? Withdrawals cannot be made during the fixed rate period and therefore ‘Clause 9’ of the ISA General Terms and Conditions only applies on maturity. ADDITIONAL INFORMATION This ISA matures at midnight on 16th July 2024 Daily Interest Interest paid annually on 16th July. Alternatively, interest can be paid direct to a bank account or transferred to another account with the Society The Society will write to you prior to maturity with the options that are available. You will, of course, have the opportunity to withdraw or transfer to one of the Society’s other savings accounts at that time without charge Early closure allowed subject to a 180 day penalty interest charge (no partial withdrawals permitted) Transfers to this account (both from TBS internal and external providers) are permitted. Please note: this can be withdrawn at any time This is not a flexible ISA No withdrawals MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK
Easy Access Pension (Issue 1)
0.35%	£1,000	Easy access	All	£500,000
SUMMARY BOX ACCOUNT NAME Easy Access Pension (Issue 1) WHAT IS THE INTEREST RATE? Gross: 0.35% AER: 0.35% Net: N/A Bonus: N/A CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,003.50. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? For SIPP accounts, your scheme administrator will need to complete and return a pension application form together with the required documentation For SSAS accounts, you will need to complete and return a pension application form together with the required documentation The account can be opened by completing our Pension application form and sending it to us, together with a cheque made payable to ‘Teachers Building Society a/c (name of organisation)’ for a minimum sum of £1,000. The maximum holding permitted across all accounts is £1.5m exclusive of accrued interest. The account can be added to at any time up to a maximum investment of £500,000. If the balance falls below £1,000, the society reserves the right to close the account. Any additional deposits will be accepted by cheque or electronic transfer from the designated pension bank account only. Please note: SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority. CAN I WITHDRAW MY MONEY? Withdrawals/closures must be requested in writing and funds will be sent to the designated bank account upon receiving signed instructions from the required signatories as outlined on the original application form. Withdrawals/closures can be made at any time, without notice. ADDITIONAL INFORMATION Daily interest Interest paid annually on December 31st MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Pension 30 (Issue 1)
0.65%	£1,000	30 days' notice	All	£500,000
SUMMARY BOX ACCOUNT NAME Pension 30 (Issue 1) A notice account for a SIPP (Self Invested Pension Plan) or a SSAS (Small Self-Administered Scheme) WHAT IS THE INTEREST RATE? Gross: 0.65% AER: 0.65% Net: N/A Bonus: N/A CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,006.50. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? For SIPP accounts, your scheme administrator will need to complete and return a pension application form together with the required documentation For SSAS accounts, you will need to complete and return a pension application form together with the required documentation The account can be opened by completing our Pension application form and sending it to us, together with a cheque made payable to ‘Teachers Building Society a/c (name of organisation)’ for a minimum sum of £1,000. The maximum holding permitted across all accounts is £1.5m exclusive of accrued interest. The account can be added to at any time up to a maximum investment of £500,000. If the balance falls below £1,000, the society reserves the right to close the account. Any additional deposits will be accepted by cheque or electronic transfer from the designated pension bank account only. Please note: SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority. CAN I WITHDRAW MY MONEY? Withdrawals/closures can be made with no loss of interest following 30 days’ notice. Withdrawals/closures must be requested in writing and funds will be sent to the designated bank account upon receiving signed instructions from the required signatories as outlined on the original application form. ADDITIONAL INFORMATION Daily interest Interest paid annually on December 31st MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Pension 90 (ISSUE 1)
0.70%	£1,000	90 days' notice	All	£500,000
SUMMARY BOX ACCOUNT NAME Pension 90 (Issue 1) A notice account for a SIPP (Self Invested Pension Plan) or a SSAS (Small Self-Administered Scheme) WHAT IS THE INTEREST RATE? Gross: 0.70% AER: 0.70% Net: N/A Bonus: N/A CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,007.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? For SIPP accounts, your scheme administrator will need to complete and return a pension application form together with the required documentation For SSAS accounts, you will need to complete and return a pension application form together with the required documentation The account can be opened by completing our Pension application form and sending it to us, together with a cheque made payable to ‘Teachers Building Society a/c (name of organisation)’ for a minimum sum of £1,000. The maximum holding permitted across all accounts is £1.5m exclusive of accrued interest. The account can be added to at any time up to a maximum investment of £500,000. If the balance falls below £1,000, the society reserves the right to close the account. Any additional deposits will be accepted by cheque or electronic transfer from the designated pension bank account only. Please note: SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority. CAN I WITHDRAW MY MONEY? Withdrawals/closures can be made with no loss of interest following 90 days’ notice. Withdrawals/closures must be requested in writing and funds will be sent to the designated bank account upon receiving signed instructions from the required signatories as outlined on the original application form. ADDITIONAL INFORMATION Daily interest Interest paid annually on December 31st MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Teachers for Teachers Easy Access ISA (Issue 1)
0.65%	£100	Easy Access	Education Community	£100,000
SUMMARY BOX ACCOUNT NAME Teachers for Teachers Easy Access ISA (Issue 1) WHAT IS THE INTEREST RATE? Tax-Free/AER: 0.65% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,006.50 This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened online or by post. After the account has been opened, it can be managed online or by phone. The minimum opening balance for this account is £100 with a maximum investment of £100,000. You can save up to £20,000 in each tax year - This can be invested in various types of ISA. For more information regardin g the ISA allowance please visit www.gov.uk/individual-savings-accounts. CAN I WITHDRAW MY MONEY? Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you can log into your 'My Accounts' service or contact us via telephone to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service. This is not a flexible ISA, therefore any withdrawals made will be taken from the current tax year subscription allowance and cannot be replaced. If you wish to transfer your ISA to another Teachers Building Society ISA or another provider, please contact us. ADDITIONAL INFORMATION Available to teachers (including retired teachers) and other education professionals only Daily interest Interest paid annually on 5th April This is not a flexible ISA Transfers in from other providers are permitted. MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK
Teachers for Teachers
0.90%	£5,000	Up to 3 withdrawals permitted per calendar year	Available to teachers (including retired teachers) and other education professionals only	£100,000
SUMMARY BOX ACCOUNT NAME Teachers for Teachers (Issue 1) WHAT IS THE INTEREST RATE? Tax-Free/AER: 0.90% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £5,000 DEPOSIT? The estimated balance after 12 months based on a £5,000 deposit would be £5,045.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post or online. After the account has been opened, it can be managed by telephone or online. The minimum opening balance for this account is £5,000.00 with a maximum investment of £100,000.00. CAN I WITHDRAW MY MONEY? Up to three withdrawals can be made per calendar year without notice by telephone or online. If you make more than three withdrawals per calendar year, the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate. When you wish to make a withdrawal, you will need to contact us on 0800 783 2367 or log into your ‘My Accounts’ service to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Available to teachers (including retired teachers) and other education professionals only Daily interest Interest paid annually on 31st December This product may be withdrawn at any time and without notice MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK
Business Saver 90
0.30%	£1,000	90 days' notice	Incorporated Organisations	£500,000
SUMMARY BOX ACCOUNT NAME Business Saver 90 (Issue 3) WHAT IS THE INTEREST RATE? Gross/AER: 0.30% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,003.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000. CAN I WITHDRAW MY MONEY? Withdrawals may be made with no loss of interest following 90 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December Available to incorporated organisations (Ltd/LLP/Plc/CIO, including incorporated charities) This product may be withdrawn at any time and without notice MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Education Community Easy Saver
0.30%	£1,000	Easy access	Education Community	£500,000
SUMMARY BOX ACCOUNT NAME Education Community Easy Saver (Issue 1) WHAT IS THE INTEREST RATE? Gross/AER: 0.30% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,003.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000 CAN I WITHDRAW MY MONEY? Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you will need to write to us or log into your 'My Accounts' service to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December Available to National Education Union (NEU) associations, schools, pre-schools (including PTAs) and charities supporting the education sector This product may be withdrawn at any time and without notice MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Education Community Saver 35
0.40%	£1,000	35 days' notice	Education Community	£500,000
SUMMARY BOX ACCOUNT NAME Education Community Saver 35 (Issue 3) WHAT IS THE INTEREST RATE? Gross/AER: 0.40% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,004.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000. CAN I WITHDRAW MY MONEY? Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December Available to National Education Union (NEU) associations, schools, pre-schools (including PTAs) and charities supporting the education sector This product may be withdrawn at any time and without notice MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Education Community Saver 90
0.50%	£1,000	90 days' notice	Education Community	£500,000
SUMMARY BOX ACCOUNT NAME Education Community Saver 90 (Issue 1) WHAT IS THE INTEREST RATE? Gross/AER: 0.50% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,005.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000. CAN I WITHDRAW MY MONEY? Withdrawals may be made with no loss of interest following 90 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December Available to National Education Union (NEU) associations, schools, pre-schools (including PTAs) and charities supporting the education sector This product may be withdrawn at any time and without notice MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Charity & Community Easy Saver
0.20%	£1,000	Easy access	Registered Charities	£500,000
SUMMARY BOX ACCOUNT NAME Charity & Community Easy Saver (Issue 1) WHAT IS THE INTEREST RATE? Gross/AER: 0.20% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,002.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000 CAN I WITHDRAW MY MONEY? Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you will need to write to us or log into your 'My Accounts' service to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December Available to registered charities and community fundraising associations (e.g.churches, community venues) This product may be withdrawn at any time and without notice MORE INFORMATION REQUEST APPLICATION PACK
Charity & Community Saver 35
0.25%	£1,000	35 days' notice	Registered Charities	£500,000
SUMMARY BOX ACCOUNT NAME Charity & Community Saver 35 (Issue 3) WHAT IS THE INTEREST RATE? Gross/AER: 0.25% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,002.50. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000. CAN I WITHDRAW MY MONEY? Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December Available to registered charities and community fundraising associations (e.g. churches, community venues) This product may be withdrawn at any time and without notice MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Charity & Community Saver 90
0.30%	£1,000	90 days' notice	Registered Charities	£500,000
SUMMARY BOX ACCOUNT NAME Charity & Community Saver 90 (Issue 1) WHAT IS THE INTEREST RATE? Gross/AER: 0.30% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,003.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000. CAN I WITHDRAW MY MONEY? Withdrawals may be made with no loss of interest following 90 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December Available to registered charities and community fundraising associations (e.g. churches, community venues) This product may be withdrawn at any time and without notice MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Business Easy Saver (Issue 1)
0.20%	£1,000	Easy access	Incorporated Organisations	£500,000
SUMMARY BOX ACCOUNT NAME Business Easy Saver (Issue 1) WHAT IS THE INTEREST RATE? Gross/AER: 0.20% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,002.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000 CAN I WITHDRAW MY MONEY? Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you will need to write to us or log into your 'My Accounts' service to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December Available to incorporated organisations (Ltd/LLP/Plc/CIO, including incorporated charities) This product may be withdrawn at any time and without notice MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK
Business Saver 35 (Issue 3)
0.25%	£1,000	35 days' notice	Incorporated Organisations	£500,000
SUMMARY BOX ACCOUNT NAME Business Saver 35 (Issue 3) WHAT IS THE INTEREST RATE? Gross/AER: 0.25% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,002.50. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000. CAN I WITHDRAW MY MONEY? Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December Available to incorporated organisations (Ltd/LLP/Plc/CIO, including incorporated charities) This product may be withdrawn at any time and without notice MORE INFORMATION REQUEST APPLICATION PACK
Teacher Home Saver
0.50%	£100	35 days' notice	Teachers	£25,000 (£50,000 for joint accounts)
SUMMARY BOX ACCOUNT NAME Teacher Home Saver WHAT IS THE INTEREST RATE? Gross/AER: 0.50% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,005.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened and managed online or by post. The minimum opening balance for this account is £100 and the total maximum investment for this account is £25,000 (£50,000 if a joint account). CAN I WITHDRAW MY MONEY? Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals or closures are only permitted if the funds are to be used towards a mortgage with Teachers Building Society. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Available to teachers only (if applying jointly, only one account holder must be a teacher) £500 cashback following completion of a Teachers Building Society mortgage (*terms and conditions apply) Daily interest Interest paid annually on 31st December Only one home saver account per person is permitted This product may be withdrawn at any time and without notice MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK
Union Home Saver
0.50%	£100	35 days' notice	NEU Members	£25,000 (£50,000 for joint accounts)
SUMMARY BOX ACCOUNT NAME Union Home Saver WHAT IS THE INTEREST RATE? Gross/AER: 0.50% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,005.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened and managed online or by post. The minimum opening balance for this account is £100 and the total maximum investment for this account is £25,000 (£50,000 if a joint account). CAN I WITHDRAW MY MONEY? Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals or closures are only permitted if the funds are to be used towards a mortgage with Teachers Building Society. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Available to National Education Union members £600 cashback following completion of a Teachers Building Society mortgage (*terms and conditions apply) Daily interest Interest paid annually on 31st December Only one home saver account per person is permitted This product may be withdrawn at any time and without notice MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK
Easy Saver (Issue 2)
0.20%	£100	Easy access	All	£100,000
SUMMARY BOX ACCOUNT NAME Easy Saver (Issue 2) WHAT IS THE INTEREST RATE? Gross/AER: 0.20% CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE? The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account. WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT? The estimated balance after 12 months based on a £1,000 deposit would be £1,002.00. This amount is based on the assumption that all terms and conditions for the account are met. HOW DO I OPEN AND MANAGE MY ACCOUNT? This account can be opened by post or online. After the account has been opened, it can be managed by telephone or online. The minimum opening balance for this account is £100 with a maximum investment of £100,000. CAN I WITHDRAW MY MONEY? Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you can log into your 'My Accounts' service or contact us via telephone to request the funds. If your account with us is a joint account, either party may request withdrawals by telephone. The Society will then transfer the money to your nominated account by the Faster Payments Service. ADDITIONAL INFORMATION Daily interest Interest paid annually on 31st December This product may be withdrawn at any time and without notice MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK

Fixed Rate Pension Account (ISSUE 1)

1.50%

£1,000

Withdrawals are not allowed within the fixed rate period

All

£500,000

SUMMARY BOX

ACCOUNT NAME

Fixed Rate Pension Account (Issue 1)
A fixed rate account for a SIPP (Self Invested Pension Plan) or a SSAS (Small Self-Administered Scheme)

WHAT IS THE INTEREST RATE?

Gross: 1.50% AER: 1.50% Net: N/A Bonus: N/A

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is fixed until 16th August 2024, meaning that it cannot be changed during the fixed rate period in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions.

WHAT WOULD THE ESTIMATED BALANCE BE AT THE END OF THE FIXED RATE PERIOD BASED ON A £1,000 DEPOSIT?

The estimated balance at the end of the fixed rate period on a £1,000 deposit would be £1,035.22. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

For SIPP accounts, your scheme administrator will need to complete and return a pension application form together with the required documentation
For SSAS accounts, you will need to complete and return a pension application form together with the required documentation

The account can be opened by completing our Pension application form and sending it to us, together with a cheque made payable to ‘Teachers Building Society a/c (name of organisation)’ for a minimum sum of £1,000. The maximum holding permitted across all accounts is £1.5m exclusive of accrued interest. The account can be added to at any time up to a maximum investment of £500,000. If the balance falls below £1,000, the society reserves the right to close the account. Any additional deposits will be accepted by cheque or electronic transfer from the designated pension bank account only.
SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority.
Please note: A cooling off period is not available for this type of account.

Please note: SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority.

CAN I WITHDRAW MY MONEY?

Withdrawals are not allowed within the fixed rate period and therefore ‘Clause 8’ of the Deposit Account General Terms and Conditions
only applies on maturity.

ADDITIONAL INFORMATION

This bond matures at midnight on 13 August 2024
The interest rate is fixed until 13 August 2024
Interest on this bond will be added on 13 August 2022, 13 August 2023, and 13 August 2024. Alternatively, interest can be paid to a bank account or transferred to another account with the Society
The Society will write to you prior to maturity with the options that are available. You will, of course, have the opportunity to withdraw or transfer to one of the Society’s other savings accounts at that time without charge
This product may be withdrawn at any time and without notice

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Education ISA (Issue 2)

0.75%

£100

90 days' notice

Teachers

£250,000

SUMMARY BOX

ACCOUNT NAME

Education ISA (Issue 2)

WHAT IS THE INTEREST RATE?

Tax-Free/AER: 0.75%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,007.50. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

Opening your Account

The minimum opening balance for this account is £100.00 with a maximum investment of £250,000.00
This account can be opened online or by post

Managing your Account

This account can be operated online or by phone
To access our 'MyAccounts' online service please visit www.teachersbs.co.uk/my-accounts and follow the registration process

CAN I WITHDRAW MY MONEY?

Withdrawals and closures may be made with no loss of interest following 90 days’ notice by phone or online. Immediate withdrawals are not permitted. When you wish to make a withdrawal, you can log into your 'My Accounts' service or contact us via telephone to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service.

This account is designed for people who do not need immediate access to their funds, as immediate withdrawals are not permitted.

If you wish to transfer your ISA to another Teachers Building Society ISA or another provider, please contact us.

ADDITIONAL INFORMATION

Available to teachers (including retired teachers) and other education professionals only
Daily interest
Interest paid annually on 5th April
Both internal and external ISA transfers in are allowed (please note: this can be withdrawn at any time)
This is not a Flexible ISA
This product may be withdrawn at any time and without notice

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Cash ISA Notice 90 (Issue 10)

0.70%

£100

90 days' notice

All

£250,000

SUMMARY BOX

ACCOUNT NAME

Cash ISA Notice 90 (Issue 10)

WHAT IS THE INTEREST RATE?

Tax-Free/AER: 0.70%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,007.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

Opening your Account

The minimum opening balance for this account is £100 with a maximum investment of £250,000.
This account can be opened online or by post

Managing your Account

This account can be operated online or by phone.
To access our 'MyAccounts' online service please visit www.teachersbs.co.uk/my-accounts and follow the registration process

CAN I WITHDRAW MY MONEY?

Withdrawals and closures may be made with no loss of interest following 90 days’ notice by phone or online. Immediate withdrawals are not permitted. When you wish to make a withdrawal, you can log into your 'My Accounts' service or contact us via telephone to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service.

This account is designed for people who do not need immediate access to their funds, as immediate withdrawals are not permitted.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 5th April
Both internal and external ISA transfers in are allowed (please note: this can be withdrawn at any time)
This is not a flexible ISA
This product may be withdrawn at any time and without notice
Immediate withdrawals are not permitted.

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Fixed Rate ISA (Issue 55)

1.75%

£1,000

Not permitted

All

£250,000

SUMMARY BOX

ACCOUNT NAME

Fixed Rate ISA (Issue 55)

WHAT IS THE INTEREST RATE?

Tax-Free/AER: 1.75%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is fixed until 16th July 2024, meaning that it cannot be changed during the fixed rate period

WHAT WOULD THE ESTIMATED BALANCE BE AT THE END OF THE FIXED RATE PERIOD?

The estimated balance at the end of the fixed rate period based on a £1,000 deposit would be £1,040.02. This amount is based on the assumption that all terms and conditions for the account are met.

We have worked this out assuming a £1,000 deposit is made on the first day the bond is available, interest earned is added to the account and no further deposits or withdrawals are made throughout the fixed term. This projection is provided for illustrative purposes only and does not take into account your individual circumstances.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

Opening your account

The minimum opening balance for this account is £1,000 with a maximum investment of £250,000

This account can be managed online or by post.

Managing your account

This account can be operated online or by phone
To access our 'MyAccounts' online service please visit www.teachersbs.co.uk/my-accounts and follow the registration process

CAN I WITHDRAW MY MONEY?

Withdrawals cannot be made during the fixed rate period and therefore ‘Clause 9’ of the ISA General Terms and Conditions only applies on maturity.

ADDITIONAL INFORMATION

This ISA matures at midnight on 16th July 2024
Daily Interest
Interest paid annually on 16th July. Alternatively, interest can be paid direct to a bank account or transferred to another account with the Society
The Society will write to you prior to maturity with the options that are available. You will, of course, have the opportunity to withdraw or transfer to one of the Society’s other savings accounts at that time without charge
Early closure allowed subject to a 180 day penalty interest charge (no partial withdrawals permitted)
Transfers to this account (both from TBS internal and external providers) are permitted. Please note: this can be withdrawn at any time
This is not a flexible ISA
No withdrawals

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Easy Access Pension (Issue 1)

0.35%

£1,000

Easy access

All

£500,000

SUMMARY BOX

ACCOUNT NAME

Easy Access Pension (Issue 1)

WHAT IS THE INTEREST RATE?

Gross: 0.35% AER: 0.35% Net: N/A Bonus: N/A

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,003.50. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

For SIPP accounts, your scheme administrator will need to complete and return a pension application form together with the required documentation
For SSAS accounts, you will need to complete and return a pension application form together with the required documentation

The account can be opened by completing our Pension application form and sending it to us, together with a cheque made payable to ‘Teachers Building Society a/c (name of organisation)’ for a minimum sum of £1,000. The maximum holding permitted across all accounts is £1.5m exclusive of accrued interest. The account can be added to at any time up to a maximum investment of £500,000. If the balance falls below £1,000, the society reserves the right to close the account. Any additional deposits will be accepted by cheque or electronic transfer from the designated pension bank account only.

Please note: SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority.

CAN I WITHDRAW MY MONEY?

Withdrawals/closures must be requested in writing and funds will be sent to the designated bank account upon receiving signed instructions from the required signatories as outlined on the original application form. Withdrawals/closures can be made at any time, without notice.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on December 31st

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Pension 30 (Issue 1)

0.65%

£1,000

30 days' notice

All

£500,000

SUMMARY BOX

ACCOUNT NAME

Pension 30 (Issue 1)
A notice account for a SIPP (Self Invested Pension Plan) or a SSAS (Small Self-Administered Scheme)

WHAT IS THE INTEREST RATE?

Gross: 0.65% AER: 0.65% Net: N/A Bonus: N/A

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,006.50. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

For SIPP accounts, your scheme administrator will need to complete and return a pension application form together with the required documentation
For SSAS accounts, you will need to complete and return a pension application form together with the required documentation

The account can be opened by completing our Pension application form and sending it to us, together with a cheque made payable to ‘Teachers Building Society a/c (name of organisation)’ for a minimum sum of £1,000. The maximum holding permitted across all accounts is £1.5m exclusive of accrued interest. The account can be added to at any time up to a maximum investment of £500,000. If the balance falls below £1,000, the society reserves the right to close the account. Any additional deposits will be accepted by cheque or electronic transfer from the designated pension bank account only.

Please note: SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority.

CAN I WITHDRAW MY MONEY?

Withdrawals/closures can be made with no loss of interest following 30 days’ notice. Withdrawals/closures must be requested in writing and funds will be sent to the designated bank account upon receiving signed instructions from the required signatories as outlined on the original application form.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on December 31st

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Pension 90 (ISSUE 1)

0.70%

£1,000

90 days' notice

All

£500,000

SUMMARY BOX

ACCOUNT NAME

Pension 90 (Issue 1)
A notice account for a SIPP (Self Invested Pension Plan) or a SSAS (Small Self-Administered Scheme)

WHAT IS THE INTEREST RATE?

Gross: 0.70% AER: 0.70% Net: N/A Bonus: N/A

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with sections 6.4, 6.5 and 6.6 of the applicable terms and conditions.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,007.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

For SIPP accounts, your scheme administrator will need to complete and return a pension application form together with the required documentation
For SSAS accounts, you will need to complete and return a pension application form together with the required documentation

The account can be opened by completing our Pension application form and sending it to us, together with a cheque made payable to ‘Teachers Building Society a/c (name of organisation)’ for a minimum sum of £1,000. The maximum holding permitted across all accounts is £1.5m exclusive of accrued interest. The account can be added to at any time up to a maximum investment of £500,000. If the balance falls below £1,000, the society reserves the right to close the account. Any additional deposits will be accepted by cheque or electronic transfer from the designated pension bank account only.

Please note: SIPP deposits will only be accepted by scheme administrators authorised and regulated by the Financial Conduct Authority.

CAN I WITHDRAW MY MONEY?

Withdrawals/closures can be made with no loss of interest following 90 days’ notice. Withdrawals/closures must be requested in writing and funds will be sent to the designated bank account upon receiving signed instructions from the required signatories as outlined on the original application form.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on December 31st

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Teachers for Teachers Easy Access ISA (Issue 1)

0.65%

£100

Easy Access

Education Community

£100,000

SUMMARY BOX

ACCOUNT NAME

Teachers for Teachers Easy Access ISA (Issue 1)

WHAT IS THE INTEREST RATE?

Tax-Free/AER: 0.65%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,006.50 This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened online or by post. After the account has been opened, it can be managed online or by phone. The minimum opening balance for this account is £100 with a maximum investment of £100,000.

You can save up to £20,000 in each tax year - This can be invested in various types of ISA. For more information regardin g the ISA allowance please visit www.gov.uk/individual-savings-accounts.

CAN I WITHDRAW MY MONEY?

Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you can log into your 'My Accounts' service or contact us via telephone to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service.

This is not a flexible ISA, therefore any withdrawals made will be taken from the current tax year subscription allowance and cannot be replaced.

If you wish to transfer your ISA to another Teachers Building Society ISA or another provider, please contact us.

ADDITIONAL INFORMATION

Available to teachers (including retired teachers) and other education professionals only
Daily interest
Interest paid annually on 5th April
This is not a flexible ISA
Transfers in from other providers are permitted.

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Teachers for Teachers

0.90%

£5,000

Up to 3 withdrawals permitted per calendar year

Available to teachers (including retired teachers) and other education professionals only

£100,000

SUMMARY BOX

ACCOUNT NAME

Teachers for Teachers (Issue 1)

WHAT IS THE INTEREST RATE?

Tax-Free/AER: 0.90%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £5,000 DEPOSIT?

The estimated balance after 12 months based on a £5,000 deposit would be £5,045.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post or online. After the account has been opened, it can be managed by telephone or online. The minimum opening balance for this account is £5,000.00 with a maximum investment of £100,000.00.

CAN I WITHDRAW MY MONEY?

Up to three withdrawals can be made per calendar year without notice by telephone or online. If you make more than three withdrawals per calendar year, the interest rate payable on the remaining balance for that calendar year will be equivalent to the Society's Extra Ordinary Account rate.

When you wish to make a withdrawal, you will need to contact us on 0800 783 2367 or log into your ‘My Accounts’ service to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Available to teachers (including retired teachers) and other education professionals only
Daily interest
Interest paid annually on 31st December
This product may be withdrawn at any time and without notice

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Business Saver 90

0.30%

£1,000

90 days' notice

Incorporated Organisations

£500,000

SUMMARY BOX

ACCOUNT NAME

Business Saver 90 (Issue 3)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.30%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,003.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000.

CAN I WITHDRAW MY MONEY?

Withdrawals may be made with no loss of interest following 90 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
Available to incorporated organisations (Ltd/LLP/Plc/CIO, including incorporated charities)
This product may be withdrawn at any time and without notice

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Education Community Easy Saver

0.30%

£1,000

Easy access

Education Community

£500,000

SUMMARY BOX

ACCOUNT NAME

Education Community Easy Saver (Issue 1)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.30%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,003.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000

CAN I WITHDRAW MY MONEY?

Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you will need to write to us or log into your 'My Accounts' service to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
Available to National Education Union (NEU) associations, schools, pre-schools (including PTAs) and charities supporting the education sector
This product may be withdrawn at any time and without notice

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Education Community Saver 35

0.40%

£1,000

35 days' notice

Education Community

£500,000

SUMMARY BOX

ACCOUNT NAME

Education Community Saver 35 (Issue 3)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.40%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,004.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000.

CAN I WITHDRAW MY MONEY?

Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
Available to National Education Union (NEU) associations, schools, pre-schools (including PTAs) and charities supporting the education sector
This product may be withdrawn at any time and without notice

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Education Community Saver 90

0.50%

£1,000

90 days' notice

Education Community

£500,000

SUMMARY BOX

ACCOUNT NAME

Education Community Saver 90 (Issue 1)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.50%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,005.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000.

CAN I WITHDRAW MY MONEY?

Withdrawals may be made with no loss of interest following 90 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
Available to National Education Union (NEU) associations, schools, pre-schools (including PTAs) and charities supporting the education sector
This product may be withdrawn at any time and without notice

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Charity & Community Easy Saver

0.20%

£1,000

Easy access

Registered Charities

£500,000

SUMMARY BOX

ACCOUNT NAME

Charity & Community Easy Saver (Issue 1)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.20%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,002.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000

CAN I WITHDRAW MY MONEY?

Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you will need to write to us or log into your 'My Accounts' service to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
Available to registered charities and community fundraising associations (e.g.churches, community venues)
This product may be withdrawn at any time and without notice

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Charity & Community Saver 35

0.25%

£1,000

35 days' notice

Registered Charities

£500,000

SUMMARY BOX

ACCOUNT NAME

Charity & Community Saver 35 (Issue 3)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.25%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,002.50. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000.

CAN I WITHDRAW MY MONEY?

Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
Available to registered charities and community fundraising associations (e.g. churches, community venues)
This product may be withdrawn at any time and without notice

MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK

Charity & Community Saver 90

0.30%

£1,000

90 days' notice

Registered Charities

£500,000

SUMMARY BOX

ACCOUNT NAME

Charity & Community Saver 90 (Issue 1)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.30%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,003.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000.

CAN I WITHDRAW MY MONEY?

Withdrawals may be made with no loss of interest following 90 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
Available to registered charities and community fundraising associations (e.g. churches, community venues)
This product may be withdrawn at any time and without notice

MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK

Business Easy Saver (Issue 1)

0.20%

£1,000

Easy access

Incorporated Organisations

£500,000

SUMMARY BOX

ACCOUNT NAME

Business Easy Saver (Issue 1)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.20%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,002.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000

CAN I WITHDRAW MY MONEY?

Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you will need to write to us or log into your 'My Accounts' service to request the funds. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
Available to incorporated organisations (Ltd/LLP/Plc/CIO, including incorporated charities)
This product may be withdrawn at any time and without notice

MORE INFORMATION DOWNLOAD APPLICATION FORM REQUEST APPLICATION PACK

Business Saver 35 (Issue 3)

0.25%

£1,000

35 days' notice

Incorporated Organisations

£500,000

SUMMARY BOX

ACCOUNT NAME

Business Saver 35 (Issue 3)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.25%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,002.50. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post only. After the account has been opened, it can be managed via post or online. The minimum opening balance for this account is £1,000 with a maximum investment of £500,000.

CAN I WITHDRAW MY MONEY?

Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals are not permitted. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
Available to incorporated organisations (Ltd/LLP/Plc/CIO, including incorporated charities)
This product may be withdrawn at any time and without notice

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Teacher Home Saver

0.50%

£100

35 days' notice

Teachers

£25,000 (£50,000 for joint accounts)

SUMMARY BOX

ACCOUNT NAME

Teacher Home Saver

WHAT IS THE INTEREST RATE?

Gross/AER: 0.50%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,005.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened and managed online or by post. The minimum opening balance for this account is £100 and the total maximum investment for this account is £25,000 (£50,000 if a joint account).

CAN I WITHDRAW MY MONEY?

Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals or closures are only permitted if the funds are to be used towards a mortgage with Teachers Building Society. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Available to teachers only (if applying jointly, only one account holder must be a teacher)
£500 cashback following completion of a Teachers Building Society mortgage (*terms and conditions apply)
Daily interest
Interest paid annually on 31st December
Only one home saver account per person is permitted
This product may be withdrawn at any time and without notice

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Union Home Saver

0.50%

£100

35 days' notice

NEU Members

£25,000 (£50,000 for joint accounts)

SUMMARY BOX

ACCOUNT NAME

Union Home Saver

WHAT IS THE INTEREST RATE?

Gross/AER: 0.50%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,005.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened and managed online or by post. The minimum opening balance for this account is £100 and the total maximum investment for this account is £25,000 (£50,000 if a joint account).

CAN I WITHDRAW MY MONEY?

Withdrawals may be made with no loss of interest following 35 days' written notice by post or online. Immediate withdrawals or closures are only permitted if the funds are to be used towards a mortgage with Teachers Building Society. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Available to National Education Union members
£600 cashback following completion of a Teachers Building Society mortgage (*terms and conditions apply)
Daily interest
Interest paid annually on 31st December
Only one home saver account per person is permitted
This product may be withdrawn at any time and without notice

MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK

Easy Saver (Issue 2)

0.20%

£100

Easy access

All

£100,000

SUMMARY BOX

ACCOUNT NAME

Easy Saver (Issue 2)

WHAT IS THE INTEREST RATE?

Gross/AER: 0.20%

CAN TEACHERS BUILDING SOCIETY CHANGE THE INTEREST RATE?

The interest rate for this account is variable, meaning that it can be changed at any time in accordance with section 6.4, 6.5 and 6.6 of the applicable terms and conditions. You will be informed in writing if the Society changes the interest rate applicable to your account.

WHAT WOULD THE ESTIMATED BALANCE BE AFTER 12 MONTHS BASED ON A £1,000 DEPOSIT?

The estimated balance after 12 months based on a £1,000 deposit would be £1,002.00. This amount is based on the assumption that all terms and conditions for the account are met.

HOW DO I OPEN AND MANAGE MY ACCOUNT?

This account can be opened by post or online. After the account has been opened, it can be managed by telephone or online. The minimum opening balance for this account is £100 with a maximum investment of £100,000.

CAN I WITHDRAW MY MONEY?

Withdrawals may be made at any time and without notice. When you wish to make a withdrawal, you can log into your 'My Accounts' service or contact us via telephone to request the funds. If your account with us is a joint account, either party may request withdrawals by telephone. The Society will then transfer the money to your nominated account by the Faster Payments Service.

ADDITIONAL INFORMATION

Daily interest
Interest paid annually on 31st December
This product may be withdrawn at any time and without notice

MORE INFORMATION APPLY ONLINE REQUEST APPLICATION PACK