| Interest Rate |
Standard Variable Rate |
Overall Cost For Comparison |
Maximum LTV |
Arrangement Fee |
Application Fee |
|
| Back on Track 2 Year Variable Rate Mortgage 40% Deposit 3.59% Variable |
|
| 3.59% |
5.29% |
5.1% APRC |
60% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 3.59%, which is discounted by 1.70% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 5.29%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.1% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 3.59% (equal to a 1.70% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £929.01 and 336 monthly payments of £1123.06.
The total amount payable would be £399,973.58 made up of the loan amount plus interest (£195,074.58) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.1% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Back on Track 2 Year Variable Rate Remortgage 40% Deposit 3.59% Variable |
|
| 3.59% |
5.29% |
5.1% APRC |
60% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 3.59%, which is discounted by 1.70% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 5.29%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.1% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 3.59% (equal to a 1.70% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £929.01 and 336 monthly payments of £1123.06.
The total amount payable would be £399,973.58 made up of the loan amount plus interest (£195,074.58) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.1% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 2 Year Variable Rate Mortgage 20% Deposit 2.89% Variable |
|
| 2.89% |
5.29% |
5.0% APRC |
80% |
N/A |
N/A |
|
Key Features
Variable rate
A variable rate, currently 2.89%, which is discounted by 2.40% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 5.29%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.0% APRC representative.
What you Pay
- Daily interest.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 2.89% (equal to a 2.40% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £850.47 and 336 monthly payments of £1117.72.
The total amount payable would be £396,091.44 made up of the loan amount plus interest (£191,391.44) with a Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.0% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 2 Year Variable Rate Remortgage 20% Deposit 2.89% Variable |
|
| 2.89% |
5.29% |
5.0% APRC |
80% |
N/A |
N/A |
|
Key Features
Variable rate
A variable rate, currently 2.89%, which is discounted by 2.40% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 5.29%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.0% APRC representative.
What you Pay
- Daily interest
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- For remortgage applications, legal fees will be paid when using our appointed solicitor. For non-standard remortgages (i.e. shared ownership, transfer of equity, unencumbered property), we will pay £250 towards the legal costs and this will be sent directly to your solicitor on completion of the mortgage.
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 2.89% (equal to a 2.40% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £850.47 and 336 monthly payments of £1117.72.
The total amount payable would be £396,091.44 made up of the loan amount plus interest (£191,391.44) with a Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.0% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Back on Track 2 Year Variable Rate Mortgage 20% Deposit 4.04% Variable |
|
| 4.04% |
5.29% |
5.2% APRC |
80% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 4.04%, which is discounted by 1.25% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 5.29%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.2% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 4.04% (equal to a 1.25% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £981.47 and 336 monthly payments of £1126.25.
The total amount payable would be £402,307.01 made up of the loan amount plus interest (£197,408.01) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.2% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Back on Track 2 Year Variable Rate Remortgage 20% Deposit 4.04% Variable |
|
| 4.04% |
5.29% |
5.2% APRC |
80% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 4.04%, which is discounted by 1.25% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 5.29%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.2% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 4.04% (equal to a 1.25% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £981.47 and 336 monthly payments of £1126.25.
The total amount payable would be £402,307.01 made up of the loan amount plus interest (£197,408.01) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.2% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 2 Year Variable Rate Mortgage 20% Deposit 2.69% Variable |
|
| 2.69% |
5.29% |
5.0% APRC |
80% |
N/A |
N/A |
|
Key Features
Variable rate
A variable rate, currently 2.69%, which is discounted by 2.60% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is 5.29% and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.0% APRC representative.
What you Pay
- Daily interest.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- £100 cashback upon completion of your mortgage, if either or both applicants are NEU members.
Who can apply and more information
- Available for home purchase and remortgage applications.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 2.69% (equal to a 2.60% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £828.73 and 336 monthly payments of £1116.10.
The total amount payable would be £395,024.23 made up of the loan amount plus interest (£190,324.23) with a Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.0% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 5 Year Fixed Rate Mortgage 20% Deposit 3.39% Fixed |
|
| 3.39% |
5.29% |
4.7% APRC |
80% |
N/A |
£199 |
|
Key Features
Fixed rate
A fixed rate of 3.39% for the first 5 years (fixed until 14/05/2027). It then changes to our Standard Variable Rate, which is 5.29% and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.7% APRC.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback upon completion of your mortgage, if either or both applicants are NEU members.
Who can apply and more information
- Available for home purchase and remortgage applications.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a fixed rate of 3.39% (Ending on 14 May 2027) and then our Standard Variable Rate of 5.29% for the remaining term, would require 61 monthly payments of £906.18 and 299 monthly payments of £1098.76.
The total amount payable would be £384,134.27 made up of the loan amount plus interest (£179,235.27) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.7% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 2 Year Variable Rate Mortgage 10% Deposit 3.19% Variable |
|
| 3.19% |
5.29% |
5.1% APRC |
90% |
N/A |
N/A |
|
Key Features
Variable rate
A variable rate, currently 3.19%, which is discounted by 2.10% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 5.29%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.1% APRC representative.
What you Pay
- Daily interest.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 3.19% (equal to a 2.10% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £883.67 and 336 monthly payments of £1120.07.
The total amount payable would be £397,679.53 made up of the loan amount plus interest (£192,979.53) with a Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.1% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 2 Year Variable Rate Remortgage 10% Deposit 3.19% Variable |
|
| 3.19% |
5.29% |
5.1% APRC |
90% |
N/A |
N/A |
|
Key Features
Variable rate
A variable rate, currently 3.21%, which is discounted by 2.10% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 5.29%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.1% APRC representative.
What you Pay
- Daily interest.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- For remortgage applications, legal fees will be paid when using our appointed solicitor. For non-standard remortgages (i.e. shared ownership, transfer of equity, unencumbered property), we will pay £250 towards the legal costs and this will be sent directly to your solicitor on completion of the mortgage.
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 3.19% (equal to a 2.10% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £883.67 and 336 monthly payments of £1120.07.
The total amount payable would be £397,679.53 made up of the loan amount plus interest (£192,979.53) with a Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.1% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 2 Year Fixed Rate Mortgage 10% Deposit 3.69% Fixed |
|
| 3.69% |
5.29% |
5.0% APRC |
90% |
N/A |
£199 |
|
Key Features
Fixed rate
A fixed rate of 3.69% for the first 2 years (fixed until 14/02/2025). It then changes to our Standard Variable Rate, which is 5.29% and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.0% APRC.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback upon completion of your mortgage, if either or both applicants are NEU members.
Who can apply and more information
- Available for home purchase and remortgage applications.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a fixed rate of 3.69% (Ending on 14 February 2025) and then our Standard Variable Rate of 5.29% for the remaining term, would require 34 monthly payments of £940.54 and 326 monthly payments of £1117.52.
The total amount payable would be £396,619.62 made up of the loan amount plus interest (£191,720.62) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.0% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 2 Year Variable Rate Mortgage 10% Deposit 2.99% Variable |
|
| 2.99% |
5.29% |
5.0% APRC |
90% |
N/A |
N/A |
|
Key Features
Variable rate
A variable rate, currently 2.99%, which is discounted by 2.30% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is 5.29% and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.0% APRC representative.
What you Pay
- Daily interest.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback upon completion of your mortgage, if either or both applicants are NEU members.
Who can apply and more information
- Available for home purchase and remortgage applications.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 2.99% (equal to a 2.30% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £861.46 and 336 monthly payments of £1118.51.
The total amount payable would be £396,621.20 made up of the loan amount plus interest (£191,921.20) with a Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.0% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 5 Year Fixed Rate Mortgage 10% Deposit 3.69% Fixed |
|
| 3.69% |
5.29% |
4.8% APRC |
90% |
N/A |
£199 |
|
Key Features
Fixed rate
A fixed rate of 3.69% for the first 5 years (fixed until 14/05/2027). It then changes to our Standard Variable Rate, which is 5.29% and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.8% APRC.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback upon completion of your mortgage, if either or both applicants are NEU members.
Who can apply and more information
- Available for home purchase and remortgage applications.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a fixed rate of 3.69% (Ending on 14 May 2027) and then our Standard Variable Rate of 5.29% for the remaining term, would require 61 monthly payments of £940.54 and 299 monthly payments of £1104.23.
The total amount payable would be £387,867.45 made up of the loan amount plus interest (£182,968.45) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.8% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 2 Year Variable Rate Mortgage 5% Deposit 3.29% Variable |
|
| 3.29% |
5.29% |
5.1% APRC |
95% |
N/A |
N/A |
|
Key Features
Variable rate
A variable rate, currently 3.29%, which is discounted by 2.00% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is 5.29% and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 5.1% APRC representative.
What you Pay
- Daily interest.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback upon completion of your mortgage, if either or both applicants are NEU members.
Who can apply and more information
- Available for home purchase applications only.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a discounted variable rate of 3.29% (equal to a 2.00% discount off our SVR) for 2 years and then our Standard Variable Rate of 5.29% for the remaining term, would require 24 monthly payments of £894.89 and 336 monthly payments of £1120.83.
The total amount payable would be £398,204.73 made up of the loan amount plus interest (£193,504.73) with a Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 5.1% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 5 Year Fixed Rate Mortgage 5% Deposit 3.99% Fixed |
|
| 3.99% |
5.29% |
4.9% APRC |
95% |
N/A |
£199 |
|
Key Features
Fixed rate
A fixed rate of 3.99% for the first 5 years (fixed until 14/05/2027). It then changes to our Standard Variable Rate, which is 5.29% and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.9% APRC.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback upon completion of your mortgage, if either or both applicants are NEU members.
Who can apply and more information
- Available for home purchase applications only.
- Available to teachers only.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £204,590.00 over 30 years initially on a fixed rate of 3.99% (Ending on 14 May 2027) and then our Standard Variable Rate of 5.29% for the remaining term, would require 61 monthly payments of £975.56 and 299 monthly payments of £1109.52.
The total amount payable would be £391,587.08 made up of the loan amount plus interest (£186,688.08) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.9% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|