| Interest Rate |
Standard Variable Rate |
Overall Cost For Comparison |
Max % Property Value |
Arrangement Fee |
Application Fee |
|
| Back on Track 2 Year Variable Rate Mortgage 40% Deposit 3.19% Variable |
|
| 3.19% |
4.89% |
4.7% APRC |
60% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 3.19%, which is discounted by 1.70% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.7% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a discounted variable rate of 3.19% (equal to a 1.70% discount off our SVR) for 2 years and then our Standard Variable Rate of 4.89% for the remaining term, would require 24 monthly payments of £847.86 and 300 monthly payments of £1012.13.
The total amount payable would be £324,312.72 made up of the loan amount plus interest (£140,003.72) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.7% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 2 Year Fixed Rate Mortgage 20% Deposit 3.74% Fixed |
|
| 3.74% |
4.89% |
4.7% APRC |
80% |
N/A |
£199 |
|
Key Features
Fixed rate
A fixed rate of 3.74% for the first 2 years (fixed until 14/04/2023). It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.7% APRC.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
Who can apply and more information
- Available for home purchase applications only.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a fixed rate of 3.74% (Ending on 14 April 2023) and then our Standard Variable Rate of 4.89% for the remaining term, would require 29 monthly payments of £902.90 and 295 monthly payments of £1012.65.
The total amount payable would be £325,243.71 made up of the loan amount plus interest (£140,934.71) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.7% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 2 Year Variable Rate Mortgage 20% Deposit 2.59% Variable |
|
| 2.59% |
4.89% |
4.6% APRC |
80% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 2.59%, which is discounted by 2.30% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.6% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a discounted variable rate of 2.59% (equal to a 2.30% discount off our SVR) for 2 years and then our Standard Variable Rate of 4.89% for the remaining term, would require 24 monthly payments of £790.01 and 300 monthly payments of £1007.66.
The total amount payable would be £321,580.29 made up of the loan amount plus interest (£137,271.29) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.6% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 5 Year Fixed Rate Mortgage 20% Deposit 3.79% Fixed |
|
| 3.79% |
4.89% |
4.5% APRC |
80% |
N/A |
£199 |
|
Key Features
Fixed rate
A fixed rate of 3.79% for the first 5 years (fixed until 14/11/2025). It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.5% APRC.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
Who can apply and more information
- Available for home purchase applications only.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a fixed rate of 3.79% (Ending on 14 November 2025) and then our Standard Variable Rate of 4.89% for the remaining term, would require 60 monthly payments of £908.00 and 264 monthly payments of £1002.89.
The total amount payable would be £319,571.07 made up of the loan amount plus interest (£135,262.07) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.5% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Back on Track 2 Year Variable Rate Mortgage 20% Deposit 3.64% Variable |
|
| 3.64% |
4.89% |
4.8% APRC |
80% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 3.64%, which is discounted by 1.25% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.8% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a discounted variable rate of 3.64% (equal to a 1.25% discount off our SVR) for 2 years and then our Standard Variable Rate of 4.89% for the remaining term, would require 24 monthly payments of £892.75 and 300 monthly payments of £1015.29.
The total amount payable would be £326,340.36 made up of the loan amount plus interest (£142,031.36) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.8% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Back on Track 2 Year Variable Rate Remortgage 20% Deposit 3.64% Variable |
|
| 3.64% |
4.89% |
4.8% APRC |
80% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 3.64%, which is discounted by 1.25% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.8% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a discounted variable rate of 3.64% (equal to a 1.25% discount off our SVR) for 2 years and then our Standard Variable Rate of 4.89% for the remaining term, would require 24 monthly payments of £892.75 and 300 monthly payments of £1015.29.
The total amount payable would be £326,340.36 made up of the loan amount plus interest (£142,031.36) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.8% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 2 Year Fixed Rate Mortgage 20% Deposit 3.54% Fixed |
|
| 3.54% |
4.89% |
4.7% APRC |
80% |
N/A |
£199 |
|
Key Features
Fixed rate
A fixed rate of 3.54% for the first 2 years (fixed until 14/04/2023). It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.7% APRC.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase applications only.
- Available to teachers only.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a fixed rate of 3.54% (Ending on 14 April 2023) and then our Standard Variable Rate of 4.89% for the remaining term, would require 29 monthly payments of £882.67 and 295 monthly payments of £1011.08.
The total amount payable would be £324,192.88 made up of the loan amount plus interest (£139,883.88) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.7% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 2 Year Variable Rate Mortgage 20% Deposit 2.39% Variable |
|
| 2.39% |
4.89% |
4.6% APRC |
80% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 2.39%, which is discounted by 2.50% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.6% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase and remortgage applications.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a discounted variable rate of 2.39% (equal to a 2.50% discount off our SVR) for 2 years and then our Standard Variable Rate of 4.89% for the remaining term, would require 24 monthly payments of £771.25 and 300 monthly payments of £1006.11.
The total amount payable would be £320,664.04 made up of the loan amount plus interest (£136,355.04) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.6% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 5 Year Fixed Rate Mortgage 20% Deposit 3.59% Fixed |
|
| 3.59% |
4.89% |
4.5% APRC |
80% |
N/A |
£199 |
|
Key Features
Fixed rate
A fixed rate of 3.59% for the first 5 years (fixed until 14/11/2025). It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.5% APRC.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase applications only.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a fixed rate of 3.59% (Ending on 14 November 2025) and then our Standard Variable Rate of 4.89% for the remaining term, would require 60 monthly payments of £887.70 and 264 monthly payments of £999.53.
The total amount payable would be £317,465.02 made up of the loan amount plus interest (£133,156.02) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.5% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 2 Year Fixed Rate Mortgage 10% Deposit 4.24% Fixed |
|
| 4.24% |
4.89% |
4.9% APRC |
90% |
£899 |
£99 |
|
Key Features
Fixed rate
A fixed rate of 4.24% for the first 2 years (fixed until 14/07/2023). It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.9% APRC.
What you Pay
- Daily interest.
- An application fee of £99 (non-refundable) is payable with the application.
- An arrangement fee of £899.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
Who can apply and more information
- Available for home purchase applications only.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a fixed rate of 4.24% (Ending on 14 July 2023) and then our Standard Variable Rate of 4.89% for the remaining term, would require 32 monthly payments of £954.58 and 292 monthly payments of £1015.78.
The total amount payable would be £328,283.72 made up of the loan amount plus interest (£143,175.72) with a Application Fee of £99.00, Funds Transfer Fee of £25.00, Arrangement Fee of £899.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.9% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 2 Year Variable Rate Mortgage 10% Deposit 3.74% Variable |
|
| 3.74% |
4.89% |
4.8% APRC |
90% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 3.74%, which is discounted by 1.15% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.8% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000
Who can apply and more information
- Available for home purchase and remortgage applications.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a discounted variable rate of 3.74% (equal to a 1.15% discount off our SVR) for 2 years and then our Standard Variable Rate of 4.89% for the remaining term, would require 24 monthly payments of £902.90 and 300 monthly payments of £1016.00.
The total amount payable would be £326,797.46 made up of the loan amount plus interest (£142,488.46) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.8% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| 5 Year Fixed Rate Mortgage 10% Deposit 4.29% Fixed |
|
| 4.29% |
4.89% |
4.8% APRC |
90% |
£899 |
£99 |
|
Key Features
Fixed rate
A fixed rate of 4.29% for the first 5 years (fixed until 14/12/2025). It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.8% APRC.
What you Pay
- Daily interest.
- An application fee of £99 (non-refundable) is payable with the application.
- An arrangement fee of £899.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
Who can apply and more information
- Available for home purchase applications only.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a fixed rate of 4.29% (Ending on 14 December 2025) and then our Standard Variable Rate of 4.89% for the remaining term, would require 61 monthly payments of £959.83 and 263 monthly payments of £1010.74.
The total amount payable would be £325,503.90 made up of the loan amount plus interest (£140,395.90) with a Application Fee of £99.00, Funds Transfer Fee of £25.00, Arrangement Fee of £899.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.8% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 2 Year Fixed Rate Mortgage 10% Deposit 4.04% Fixed |
|
| 4.04% |
4.89% |
4.8% APRC |
90% |
£899 |
£99 |
|
Key Features
Fixed rate
A fixed rate of 4.04% for the first 2 years (fixed until 14/07/2023). It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.8% APRC.
What you Pay
Daily interest.
An application fee of £99 (non-refundable) is payable with the application.
An arrangement fee of £899.
A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase applications only.
- Available to teachers only.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a fixed rate of 4.04% (Ending on 14 July 2023) and then our Standard Variable Rate of 4.89% for the remaining term, would require 32 monthly payments of £933.72 and 292 monthly payments of £1014.15.
The total amount payable would be £327,139.22 made up of the loan amount plus interest (£142,031.22) with a Application Fee of £99.00, Funds Transfer Fee of £25.00, Arrangement Fee of £899.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.8% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 2 Year Variable Rate Mortgage 10% Deposit 3.54% Variable |
|
| 3.54% |
4.89% |
4.8% APRC |
90% |
N/A |
£199 |
|
Key Features
Variable rate
A variable rate, currently 3.54%, which is discounted by 1.35% from our Standard Variable Rate for the first 2 years. It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.8% APRC representative.
What you Pay
- Daily interest.
- An application fee of £199 (non-refundable) is payable with the application.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- For remortgage applications, legal fees will be paid when using our appointed solicitor. For non-standard remortgages (i.e. shared ownership, transfer of equity, unencumbered property), we will pay £250 towards the legal costs and this will be sent directly to your solicitor on completion of the mortgage.
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase and remortgage applications.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a discounted variable rate of 3.54% (equal to a 1.35% discount off our SVR) for 2 years and then our Standard Variable Rate of 4.89% for the remaining term, would require 24 monthly payments of £882.67 and 300 monthly payments of £1014.63.
The total amount payable would be £325,899.93 made up of the loan amount plus interest (£141,590.93) with a Application Fee of £199.00, Funds Transfer Fee of £25.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.8% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|
| Teacher Exclusive, 5 Year Fixed Rate Mortgage 10% Deposit 4.09% Fixed |
|
| 4.09% |
4.89% |
4.7% APRC |
90% |
£899 |
£99 |
|
Key Features
Fixed rate
A fixed rate of 4.09% for the first 5 years (fixed until 14/12/2025). It then changes to our Standard Variable Rate, which is currently 4.89%, and remains on our variable rate terms for the rest of the mortgage.
The overall cost for comparison is 4.7% APRC.
What you Pay
- Daily interest.
- An application fee of £99 (non-refundable) is payable with the application.
- An arrangement fee of £899.
- A valuation fee is payable for all properties worth £800,000 or more.
Early repayment charge
An Early Repayment Charge of 3% on the amount repaid will be applied for the duration of the product term. You can overpay by up to 10% of the loan outstanding per calendar year without charge.
What we Pay
- The first valuation fee for properties worth less than £800,000.
- £100 cashback for NEU members upon completion.
Who can apply and more information
- Available for home purchase applications only.
- At least one applicant must be a qualified teacher or lecturer.
Your home may be repossessed if you do not keep up repayments on your mortgage
Representative Example
A mortgage of £184,000.00 over 27 years initially on a fixed rate of 4.09% (Ending on 14 December 2025) and then our Standard Variable Rate of 4.89% for the remaining term, would require 61 monthly payments of £938.91 and 263 monthly payments of £1007.50.
The total amount payable would be £323,374.64 made up of the loan amount plus interest (£138,266.64) with a Application Fee of £99.00, Funds Transfer Fee of £25.00, Arrangement Fee of £899.00 and a Mortgage Exit Fee of £85.00.
The overall cost for comparison is 4.7% APRC representative.
Call us today on 0800 378 669
This product may be withdrawn or amended at any time, without prior notice
|