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Lending Criteria

For Intermediaries ​Only


Lending Criteria - Standard Product Range

  • Age

  • Applicants

  • Commitments

  • Credit History

  • Deposit

  • Dependants

  • Family Assist

  • Fees

  • Foreign Currency Mortgages

  • Foreign Nationals

  • Geographical Restrictions

  • Guarantor

  • Help to Buy

  • Income

  • Interest Only

  • Leasehold

  • Loan Purpose

  • Loan Size

  • LTV Restrictions

  • Maternity

  • New Build

  • Pay day loans

  • Property

  • Residency

  • Retirement

  • Right to Buy

  • Sale Under Value

  • Second Home

  • Self-Employed

  • Shared Ownership

  • Term

  • Warranty Types (New Builds)


Lending Criteria - Buy to Let & Holiday Let

  • Standard BTL (Lending on AST basis) and Holiday Let

  • Additional Criteria Specific to Standard BTL (Lending on an AST Basis)

  • Additional Criteria Specific to Holiday Let

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