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Complex Mortgages

Our approach to complex cases

We understand that there there's no 'one size fits all' approach to mortgages, and not all of your higher net worth or mass affluent clients will be catered for under standard lending criteria.  

This could be due to complexities relating to:

  • Income types/sources
  • The period or purpose for which your client requires the funds (such as short-term financing)
  • Non-standard property types
  • Interest only
In order to help you place more complex cases, we can consider applications outside of our standard criteria, subject to the following:

  • Minimum loan size of £100,000
  • Maximum loan size of £1.5m
  • Maximum LTV of 80%

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