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Detailed below is the Society's standard lending criteria. If you have a case that falls outside of this criteria but you feel deserves additional consideration, please contact the Society​ on 0800 378 669.

Lending Criteria

  • General Information and Qualifying Criteria

  • Lending Age Range

  • Term

  • Loan Information

  • Debt Consolidation

  • Adverse Credit

  • Income

  • Deposit

  • LTV Information

  • 95% LTV

  • Property Construction

  • New Builds

  • Help to Buy

  • Shared Ownership

  • Buy to Let

  • Temporary, Fixed Term and Supply Contract

  • Lending into Retirement

  • Interest Only

  • Residency Requirements

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