London remains the UK’s burglary claims capital, with 16 of the top 20 hotspots, according to MoneySuperMarket’s annual burglary claims analysis.
North London postcodes dominate the top four, with Redbridge at top spot and Whetstone, Chadwell Heath and Clayhall all making an appearance.
Leeds, Cambridge and Manchester also feature in the top 20 according to MoneySuperMarket analyses which looked at 1.8 million home insurance quotes run on its website over the last two years.
Of the postcodes with at least one claim for theft, Monkseaton in North Tyneside and Bideford in Devon share the lowest rate, with 0.9 claims per 1,000 quotes. Other areas successfully keeping burglars at bay include Witney in Oxfordshire, which shares a rate of 1.3 claims per 1,000 quotes with six other postcodes across the UK.
There are also 123 postal districts with zero claims, including Norwich, Liverpool City Centre, Manchester City Centre, and Montrose in Scotland.
The MoneySuperMarket data reveals that the value of claims submitted in winter are on average 36 per cent higher than those submitted in summer, probably because of the presence of high-value Christmas presents in the home but overall, the rate of burglary claims has fallen by eight per cent in the last year. Last year, the average rate was 13.58 per 1,000 quotes, dropping to 12.44 per 1,000 in this year’s analysis.
Households can check how their area compares to neighbouring postal districts and other locations in the UK at MoneySuperMarket’s interactive burglary claims tool, which displays the rate of burglary claims made in every postal area in the UK. Visitors can also access information on how to improve their home security and reduce the likelihood of burglary.
Kevin Pratt, consumer affairs expert at MoneySuperMarket, said: “Burglars are interested in two things: where should I go to find stuff worth stealing and where am I least likely to get caught? Our findings suggest busy urban areas are the biggest targets for theft, but those who call leafy suburbia home should also be aware of the risks associated with the higher anticipated value of their belongings.”
Original Source - https://www.moneysupermarket.com/press-releases/london-dominates-uk-burglary-claim-hotspots/