Having developed a unique Newly Qualified Teacher (NQT) policy tailored around the needs of individuals like Richard, we were thrilled to give him the boost onto the property ladder that he needed.
"It was my first teaching job and my first home, so a lot of 'firsts' for me at the time! I had a job offer from the school but I hadn't done a day's work there. I didn't think it was possible to own a property at this point in my career and assumed that I'd have to spend at least a year renting whilst I got settled. However, Teachers understood that as an NQT, I would progress up a pay scale, and they offered me a mortgage a month before I started work. I didn't have to supply reams of paperwork or previous pay slips, and this just made the whole process so straightforward."
At Teachers, we pride ourselves on our customer service and work hard to ensure that the mortgage application process is as hassle-free as possible for each and every customer. Our friendly advisors are on hand to help every step step of the way, with many applicants speaking to the same advisor throughout their entire application.
"From using the mortgage calculator all the way to getting the key in the door, the whole process was really easy. Everything just seemed open and honest; it felt more like a friendly chat about my circumstances rather than a formal interview. They weren't digging to find things wrong with my case and genuinely wanted to help me out."
Richard has now settled happily in his new Dorset home. In his own words, "Photography isn't just something I teach, it's a passion of mine. Having discovered Dorset, Badbury Rings and the Jurassic Coastline, I feel like I'll never leave."